Every second SME company wants to abandon investments in 2025

In 2025, 51% of small and medium-sized enterprises (SMEs) stated that they do not plan to invest in their development. This is stated in a study by PSB and Opora Russia, which they conducted when calculating the RSBI (Russia Small Business Index) index, and according to the results of which less than half of the companies (49%) are ready to invest.

Profitable place: small and medium-sized businesses have received more than 1 trillion rubles due to state support

How entrepreneurs will be helped in 2025

For comparison, the level of investment activity can be considered satisfactory, with about 65-70% of companies declaring their willingness to invest in themselves, Irina Zhimerina, Senior Vice President and head of the small and medium-sized business unit at PSB, explained to Izvestia.

According to the research, the key rate primarily affects the volume of investments. At the last meeting on February 14, the regulator maintained its level at 21% per annum for the second time in a row.

"It will not be possible to withdraw your own funds from circulation and use them for the development of SMEs, since most enterprises cannot boast of a significant financial cushion. That means they only have loans left," said Dmitry Zavyalov, Head of the Department of Entrepreneurship and Logistics, Director of the Higher School of Economics and Business at Plekhanov Russian University of Economics.

According to Oleg Reshetnikov, an expert on the stock market at BCS World of Investments, the Bank of Russia will take into account the investment activity of SMEs at the next meeting and will not raise the rate.

Read more in the exclusive Izvestia article:

The investment is binding: every second small company refuses to invest