The expert noted the high yield of government bonds compared to deposits

Currently, government bonds offer higher yields compared to deposits, and corporate bonds from reliable companies provide even greater returns due to increased risk, Ruslan Pichugin, an independent expert in the field of private investment, told Izvestia on February 28.

The expert noted that if the economic and political situation stabilizes, the Central Bank of the Russian Federation may begin to lower its key rate by the end of this year, which in one way or another will lead to a decrease in the profitability of bank deposits. At this point, Russians' interest in deposits will begin to fade, and investors will start looking for alternative options.

"In general, there is already an increase in interest in bonds: for example, government bonds, in my opinion, offer higher yields compared to bank deposits, and corporate bonds from reliable companies provide even greater profits due to increased risk," Pichugin said.

He suggested that entering the stock market could be a promising move, especially in sectors focused on long-term growth. Companies working in the field of artificial intelligence, one way or another, demonstrate high rates of development, the expert added.

"It is also worth paying attention to companies focused on the export of raw materials. In general, I advise you to always study the market, monitor the media field and think two or more steps ahead if you want to change your financial situation thanks to alternative investment tools," concluded Pichugin.

The information in the material is not an investment recommendation.

Earlier, on December 5, 2024, Ruslan Spinka, director of Sales and customer service at Fontvielle investment company, told Izvestia that government bonds are a conservative instrument with href="https://iz.ru/1802421/2024-12-05/ekspert-rasskazal-o-preimushchestvakh-i-nedostatkakh-obligatcii-federalnogo-zaima " target="_blank">well-predicted profitability. A savings deposit has similar qualities. At the same time, savings deposits may have more favorable terms, but the deposit allows you to fix a high yield for a short period of time, a maximum of several years. In the future, everything depends on the key rate. At the same time, classic bonds have constant yields — the conditions applicable to them may remain relevant for several years.