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Sber has launched a mortgage for the purchase of a house and land under an equity agreement

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Photo: IZVESTIA/Sergey Lantyukhov
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Advertising. Advertiser Domclick LLC TIN 7736249247 erid: 2VfnxxLVKFW

The Domclick online service has the opportunity to buy a house from a developer under an equity participation agreement (DDU) with a mortgage from Sberbank. Previously, the program was extended only to apartments in new buildings, said Alexey Leypi, director of Sberbank's Domclick division at Domclick Digital Day in Kazan.

Many large developers are building not only apartment buildings, but also country houses. Now buyers will be able to purchase real estate in the segment of individual housing construction under 214-FZ from developers who are funded by Sberbank.

"We are launching an analog of a mortgage product for housing and communal services in the primary market, when companies take over certain territories and implement projects for the construction of houses within the framework of 214-FZ. We have about ten such partners in the circuit already. We hope that their number will only grow after the product launch," noted Leypi.

Clients will have access to all basic mortgage programs for the purchase of a house under the DDA, as well as preferential ones — "Family Mortgage", "Mortgage for IT", "Far Eastern and Arctic mortgage". The object to be credited may be an apartment building and a demarcated plot of land. An equity participation agreement (DDU) or a claim assignment agreement (DPT) will be considered the foundation document. Additional collateral for the loan is not required.

Переведено сервисом «Яндекс Переводчик»

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