The expert advised not to change old dollars unless absolutely necessary.

It is not worth trying to exchange old dollars for new ones unless absolutely necessary, because at the moment no one is able to oblige banks to do this. This was announced on February 27 by Tatyana Belyanchikova, Associate Professor of the Department of Global Financial Markets and Fintech at Plekhanov Russian University of Economics, in an interview with the agency "Prime".

She noted that on the territory of USA all dollars that were issued before 1914 are required to be accepted at all ATMs, as they are legal tender.

"There are two nuances here. First, only government organizations have this obligation, and even private banks can set their own rules in most cases (although they rarely do this because they have access to new Federal Reserve banknotes). Secondly, US legislation does not apply to other countries in this regard," Belyanchikova said.

The expert added that if the bank refuses to exchange old dollars, you can request a written explanation from the organization, as well as hold a conversation with the head of the department. In addition, there is another option — to send a complaint to the reception of the Bank of Russia or Rospotrebnadzor.

The economist also drew attention to the fact that before attempting to exchange currencies, you need to find out the bank's rules in advance. According to her, at the moment it is better to wait it out, and if relations between the Russian Federation and the United States improve, try an exchange.

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The day before, Kirill Shcherbakov, a senior lecturer at the Department of Economic Theory and Behavioral Economics at Synergy University, Doctor of Economics, said that due to restrictions due to anti-Russian sanctions and currency shortages, banks href="https://iz.ru/1845238/2025-02-26/ekonomist-obiasnil-prichiny-otkaza-bankov-ot-priema-dollarov-starogo-obraztca " target="_blank">stopped accepting old-style dollars. He added that in addition to the Russian Federation, some countries also accept old dollars with caution.