Eight out of ten Russians intend to invest income from deposits

77% of Russians plan to invest income from deposits received in 2024, the press service of the Finuslugi marketplace told Izvestia.

Interest expense: every second major bank reduced deposit rates

Is it profitable to deposit funds and can they be frozen?

According to analysts, last year Russians were able to receive about 6 trillion rubles from storing funds on deposits and savings accounts. Not only are people not withdrawing money from deposits, but they are also going to reinvest their income. This indicates that they did not believe the sensational story of the deposit freeze.

In addition, according to Igor Alutin, senior managing director of the Moscow Exchange for the Finuslugi project, 80% of those who are ready to reinvest the funds received plan to deposit the money again.

In addition, according to a survey conducted by the marketplace, half of the respondents also do not exclude that they will direct income from deposits to other instruments: 33% plan to buy shares, 21% want to purchase real estate, about 19% are thinking about investing in bonds. In the case of possible reinvestment options, the study participants could choose more than one answer option.

At the same time, almost one in four (23%) respondents replied that they were not going to invest their income. Such Russians prioritize spending on mortgages, repairs, travel, education, and self—development.

Read more in the exclusive Izvestia article:

It's time to invest: 8 out of 10 Russians plan to invest income from deposits