Russians' common financial phobias have been named
Fear of cyber fraudsters, debt collectors, black creditors and fear of job loss were among the most widespread financial phobias among Russians surveyed. This is stated in the results of a study of financial marketplace "Vyberu.ru", which were read by "Izvestia" on February 21.
However, it was also found out that 48% of respondents began to feel more secure in matters of finance than a year earlier. At the same time, 27% noted that the anxiety associated with the fear of losing money has become stronger compared to the previous analyzed period, while 16% admitted that they have not noticed any cardinal changes in their moods.
Among the most significant events that had a positive impact on the feeling of security, respondents named the increase in salaries in 2024 (32% of respondents said so), the extension of family mortgages and maternity capital (18%), as well as the announcement by the Central Bank of the Russian Federation of laws that should protect citizens from fraudsters - in particular, we are talking about self-limits on loans and the cooling-off period for loans and credits (14%).
At the same time, among the main events that increased the fears of Russians were the rise in inflation in 2024 (52%), the increase in the key rate (18%) and the projected cuts in the financial and IT spheres (14%).
In addition, the experts learned that the most positive view of financial well-being was among residents of Yekaterinburg and Sochi, while the most pessimistic participants of the study live in St. Petersburg and Khabarovsk.
Earlier, January 19, it was reported that every second surveyed Russian makes a financial plan for the year. This is stated in the results of a study of marketplace "Vyberu.ru". At the same time, 45% of respondents said that the top-level plan monthly expenses and income, reserving the right to adjust the strategy within 12 months.
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