Economist named the most profitable ways to invest
Alexander Abramov, Head of the Laboratory for the Analysis of Institutions and Financial Markets of IPEI of the Presidential Academy, called money market funds favorable for investments.
In a conversation with Lenta.Ru on Friday, January 24, the specialist said that today gold ETFs, partly reliable bonds, primarily of large companies and OFZ (federal loan bonds) also remain attractive. Also, short-term deposits in banks for three months remain attractive.
Abramov noted that in the future the situation will depend on how much and when the Central Bank (CB) will reduce the rate. According to forecasts, we should expect it no sooner than in summer. If such a process takes place, the attractiveness of shares will increase, a wider range of corporate bonds will appear, as well as OFZ with fixed income, writes kp.ru.
On January 15, expert Anton Meltsov said that some banks in Russia have begun to reduce deposit rates, despite the Central Bank maintaining the key interest rate at 21%. The reasons for this process may be changes in the economic situation, as well as the desire of banks to increase their liquidity, notes NSN.
At the end of December, the study showed what Russians spent money on in 2024. So, Russian citizens did not save on vacation, trips to restaurants and movies
In December, financial consultant Svetlana Petrova gave recommendations on how to create a financial safety cushion. According to her, the accumulated reserve of funds should be formed in advance. This amount should be equal to monthly expenses for three to six months, RT writes. According to her, it is optimal to put aside 10-15% of income in deposits with the possibility of replenishment every month.
In October, analysts urged not to "put all eggs in one basket" in order not to lose money. They suggested distributing investments in different markets, industries and instruments. This can be not only bonds and stocks, but also currencies, precious metals and real estate, reports 360.ru.
Also in October, economist and investor Elizaveta Konstantinova warned about the risks of savings in cash currency. According to her, putting money on a bank deposit can bring up to 20% per annum. She added that foreign currency savings also face sanctions risks, which makes them less reliable for long-term storage, Regnum IA notes.
