The Central Bank and Rosfinmonitoring will create a platform to control Russians' transfers

The Central Bank (CB) and Rosfinmonitoring are jointly developing a platform that will transmit information to banks about suspicious transfers of Russians to combat droppers, i.e. front men used by fraudsters to withdraw money from bank cards. Bogdan Shablia, head of the Financial Monitoring and Currency Control Service of the Bank of Russia, said on December 25.

"One dropper opens accounts in many banks at once, and therefore there is a need for both centralization of our data and centralized communication of information to all credit institutions. How to do this? The issue is still being worked out," he told RBC.

Shablia explained that the final product of the decision could be called a "platform or centralized database".

The unified platform will allow to transfer data on suspicious transactions of individuals to credit organizations. In case of prompt receipt of information about fraudulent actions by the organization, the client's activity will be blocked.

The head of the Financial Monitoring Service said that in 2025, about 10 million bank users transferred funds to the cards of droppers. According to him, most often it is not a deliberate crime, but the purchase of ordinary people betting in online casinos or cryptocurrency.

The new system will have to reduce the possibilities of droppers "many times over," Shablia emphasized. He also noted that the platform will not copy the already existing "Know Your Client" of the Bank of Russia, which helps track dubious transfers of legal entities and individual entrepreneurs.

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Why this decision was made

Earlier, on December 13, the Central Bank told about the increasing number of negative schemes of banks with mortgages. Thus, some players offer a minimum down payment of 20.1% on the condition of state programs, only if the apartment is purchased from an accredited developer. And this implies the presence of a commission.

Before that, December 9, the Central Bank said that banks in the III quarter of 2024 protected customers from 16.1 million attacks of network fraudsters, preventing them from stealing Br4.9 trillion. At the same time, they reported that fraudsters still managed to steal Br9.3 billion in July-September.