Siluanov ruled out limits on preferential family mortgages in 2025

There will be no limits on preferential family mortgages in 2025. This was announced by the Minister of Finance of the Russian Federation Anton Siluanov.

He noted that this year there were problems with the issuance of family mortgages due to the growth of the key rate.

"The money in the budget ran out, and there was a period when banks had no money to give preferential mortgages," he said in a comment to VGTRK journalist Pavel Zarubin. A fragment of the interview was published on December 22.

Siluanov said that in the coming year, the Finance Ministry will take measures to prevent gaps in mortgage issuance. He also added that the money for the program will be allocated in full.

It's gotten to the point of outrage: the market supported the abolition of limits on family mortgages

How this will affect the affordability of the program and how much of the budget will have to be allocated to it

During the "Results of the Year" December 19, Russian President Vladimir Putin said that the family mortgage should not have any limits. He noted that this issue had been discussed with the government. At the same time, in his opinion, this program should be preserved.

Later, Deputy Chairman of the State Duma Committee on Construction and Housing Sergei Kolunov promised that the situation with limits on family mortgages will be worked out legislatively. He noted that the task of the construction industry in the country is to support the improvement of housing conditions of young families, families with children and large families.

In addition, the RF Ministry of Finance reported on plans to introduce changes in the rules of family mortgage issuance to exclude the mechanism of limits from the program. At the same time, it specified that in December the issue of premature exhaustion of limits in some credit organizations has already been resolved. Banks issue loans within the total amount of funds under the program. Issuance is not suspended.

The Parkhomenko family, who appealed to the direct line of the head of state, told "Izvestia" about the problem of obtaining a favorable family mortgage. The couple noted that they had approvals from banks, but "the limits are constantly running out, or the banks are always changing the conditions."