The family that addressed Putin spoke about the problem of obtaining a subsidized mortgage

The Parkhomenko family, who appealed to the direct line of Russian President Vladimir Putin, told Izvestia about the problem of obtaining a favorable family mortgage.

"We have this story has been dragging on since the end of September and constantly encounter some difficulties. That is, we have a sufficient number, I would even say, a lot of approvals from banks. But constantly the limits run out, the banks are always changing the conditions," they said.

The young couple explained that the mortgage conditions have changed and the interest has increased from 20% to 50%. In addition, many banks require payment of a commission of 16% of the real estate value, and for their family it would cost 1.5 million rubles. Due to the difficulties in obtaining the required amount, the Parkhomenko family did not know where to turn, so it was decided to ask the president.

"We hope sincerely that our question will be solved. And of course we would like it to be solved not only for us, but also for other families who are now experiencing difficulties in obtaining a family mortgage", - said the young couple.

Without a sense of meter: banks began to charge mortgage rates up to 100%

These are combined loans, where one part of the funds is given at a favorable interest rate and the other part at market interest rates

Earlier in the day, the President of Russia during the "Results of the Year", answering the question of the Parkhomenko family, said that the family mortgage should not have any limits. He noted that this issue was discussed with the government. At the same time, in his opinion, this program should be preserved.

Later, Deputy Chairman of the State Duma Committee on Construction and Housing Sergei Kolunov promised that the situation with limits on family mortgages will be worked out legislatively. He noted that the task of the construction industry in the country is to support the improvement of housing conditions of young families, families with children and large families.

In addition, the RF Ministry of Finance reported that it is planned to introduce changes in the rules of issuing family mortgages to exclude the mechanism of limits from the program. At the same time, it specified that in December the issue of premature exhaustion of limits in some credit organizations has already been resolved. Banks issue loans within the total amount of funds under the program. Issuance is not suspended.