The State Duma promised to work out the situation with limits on family mortgages

The issue of limits on family mortgages will be worked out legislatively. This was announced on December 19 by Deputy Chairman of the State Duma Committee on Construction and Housing Sergei Kolunov.

He noted that the task of the construction industry in the country is to support the improvement of housing conditions of young families, families with children and large families.

"Of course, it's time to remove the limits on receiving favorable family mortgages," the RIA Novosti news agency reports Kolunov's words .

Earlier in the day, Russian President Vladimir Putin said during the "Results of the Year" that the family mortgage should not have any limits, and called outrageous the cases when people cannot take it. The Russian leader promised to "put order" with the issuance of preferential mortgages.

Kolunov emphasized that the specialized committee of the State Duma "will legally work out" the President's instruction.

Without a sense of meter: banks began to charge mortgage rates up to 100%

These are combined loans, where one part of the funds is given at a favorable interest rate and the other part at market interest rates

Earlier, December 14, experts reported that in early 2025, the issuance of mortgages in Russia will decline sharply by 30-40% due to the fact that from the beginning of the year will begin to operate the standard for the protection of the rights and legitimate interests of mortgage borrowers. Count on an increase in the availability of mortgage loans in the coming year is hardly worth it.

Prior to that, on December 12, the Ministry of Finance of Russia approved a new version of the decision on the procedure for granting subsidies from the federal budget JSC "Dom.RF" in the implementation of the preferential mortgage program "Family Mortgage". It was noted that the total amount of the limit to credit institutions will be increased from Br6.25 trillion to Br8.65 trillion inclusive, in order to prevent the suspension of the program due to the exhaustion of the limit by banks.

At the same time, the press service of the Ministry of Construction, citing Deputy Minister Nikita Stasishin, reported that the decision of the Ministry of Finance is fundamentally important for the industry and citizens. According to Stasishin, it will allow not to create a rush demand in the moment, as when people were afraid that in the bank where they got approval, the limits are about to run out, and then they went from one bank to another, which delayed the purchase process and created additional stress.