Russians most often save for real estate and travel

Women most often save for buying real estate and traveling, while men - for a car and maintaining their health. Such conclusions were made in the study of the crowdfunding platform JetLend, the results of which were presented to "Gazeta.Ru" on December 10.

As the experts found out, 89% of investors have financial goals, among which 87% are women and 90% are men. Real estate remains the main goal for both sexes (33% of women and 27% of men). However, women are noticeably more likely to choose travel (8%), while men prefer to save for cars and health (5% and 6% respectively).

The study also reveals differences in investment attitudes. Women invest more cautiously than men, although their strategies are broadly similar. Men predominantly invest in stocks (50%), bonds (29%) and bank deposits (23%). Women's priorities are distributed slightly differently: 44% invest in stocks, 35% in deposits, and 22% in bonds.

It is noted that men are more active in investments, but women show higher earnings. Thus, an income of more than 40% in 2024 recorded 6% of women against 3% of men. At the same time, returns from 0 to 20% were demonstrated by 54% of women and 46% of men. Loss was noted by 15% of women and 11% of men.

In addition, there are noticeable differences in the amounts that representatives of different genders set aside for investments. Women are more likely to allocate 5% to 10% of their income (33%), while men are more likely to set aside 10-20% (27%).

CEO of the crowdfunding platform JetLend Roman Khoroshev noted that real estate remains one of the most sought-after investment objects, especially among women. "The housing issue is especially relevant for Russian women due to high divorce statistics and growing interest in real estate amid instability. We see an increase in the average yield, which amounted to 32.92% in October, and a growing number of investors seeking to protect capital from inflation. This trend is relevant for both men and women," he emphasized.

A day earlier, Ruslan Syrtsov, managing director of Metrium, told Izvestia that if Russia introduces a mandatory blocking of money from the sale of real estate for seven days, such a step could create difficulties in the real estate market, both for owners and sellers.

Earlier, December 4, it was reported that more than half of the surveyed (79%) of Russians save on deposits to buy real estate. This is stated in the results of the study of the company Regions Development. The purchase of cars interested 38% of respondents. On the repair of housing plan to direct funds 29% of survey participants.

Before that, on December 2, the developer of skyscrapers pointed to the popularity of apartments with panoramic views among Russians. According to Dominanta, premium-class housing outside the Central Administrative District (CAO) of Moscow is increasingly realized in the form of skyscrapers with a height of 120-150 m.