Funds on electronic wallets proposed to be insured in 2025
A bill on the insurance of funds on electronic wallets will be presented early next year, Anatoly Aksakov, head of the State Duma Committee on Financial Markets, told Izvestia. The document may come into force as early as 2025.
While the initiative is being prepared for introduction, but it is planned to consider it promptly, as it is aimed at protecting Russians' money. The Bank of Russia conceptually supports the bill, the regulator's press service told Izvestia.
Now the initiative is at the stage of discussion with the Ministry of Finance. The indemnity limit will not exceed 1.4 million rubles (in aggregate with funds in ordinary bank accounts and deposits of citizens in this financial organization), the Central Bank specified.
At the same time, the funds will be insured only on confirmed electronic wallets (those where a person has been fully identified). Only in this case it will be possible to identify the recipient of the insurance payment.
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