Russians have become more likely to apply for mortgages online
In 2024, the share of Russians who remotely apply for a mortgage, rose to a record 87%, told "Izvestia" on November 27 in the federal company "Etazhi". Experts have analyzed more than 100 thousand applications made since the beginning of this year, and made a rating of the most advanced cities with millions of people, where residents most often make a mortgage remotely.
"A powerful impetus for the development of online mortgage received during the pandemic, when all major players in the real estate market began to actively develop services for remote submission of documents and registration of mortgages. As a result, over the past few years, the speed of application and getting approval from banks has increased several times," said Regina Dydalina, Executive Director of the federal company Etazhi.
In first place in the ranking of popularity of registration of such a housing loan online were Ufa and Krasnodar, where 98% of mortgage applications this year were submitted remotely.
In second place - Nizhny Novgorod with a share of 95%. In third place - Moscow, where 94% of all mortgage applications were made online. Also in the top five - Kazan (91%) and Yekaterinburg (89%).
Earlier, November 26, it was reported that the average cost of a mortgage loan passed the 30% mark in the top 10 market participants. As "Izvestia" found out, now the overpayment for the entire term of the housing loan can be sevenfold, and the monthly payment for housing in large cities reaches 150-300 thousand rubles. The minimum threshold of the cost of mortgage increased by 1.3 p.p. for the month - up to 27.5%, follows from the data on the websites of credit organizations. Half of the market participants from the top 10 indicator starts from 28%. At the same time, the upper limit of the total cost of the loan is 33.4% on average.
Переведено сервисом «Яндекс Переводчик»
