The Central Bank warned about the risks of investment loans

Taking a loan from a bank to invest the funds received in the stock market may be reckless due to potential risks. This was told in the Bank of Russia (Central Bank) on Monday, November 25.

The regulator noted that investment on borrowed money is the most difficult and risky way for unqualified investors.

"Since there are many complaints about the consequences of "leveraged trading", such investment with a broker is possible only through passing a test, which many cannot pass. If the bank offers the client to take a loan for investment, and even without passing the test, you should be especially careful and refrain from such offers", - emphasized in the Central Bank "Abzatsu".

The Central Bank pointed out that investments in financial instruments can bring income in the future, but it is not guaranteed. In this case, the costs associated with loan servicing, arise from the moment of its taking and become an additional debt burden for the client.

Earlier, on November 16, Nikita Murleikin, investment consultant at VTB My Investments, told Izvestia that for successful investing on the stock market one should take into account both economic and psychological factors.

Psychological factors are related to the behavior and emotions of investors and play an important role in making investment decisions. Understanding these factors can help investors make more informed decisions and properly utilize market fluctuations when dealing with their portfolio.

Earlier, on November 6, Russian Finance Minister Anton Siluanov during the educational marathon "Knowledge. First" said that bank deposits and securities are the best tools for investment, reports NSN.

He noted that the deposit is a good tool, and now the rates are such that "not every business can provide such a return."